There is a lot of debate about healthcare reform, but most of it is in support or opposed to what is (or is not) being debated in Congress. What would you do? What would you like to see reformed? Or do you want nothing to change and think the system does not need reform? Ideas that I would like to see at least seriously considered are - Make all healthcare insurance companies mutual companies that serve the members first, not to generate profits. This is what the insurance companies are in Switzerland and Germany. State Farm is a good example of a mutual insurance company in America. - Insurance companies are not allowed to drop people. - Insurance companies cannot turn people down. - Reform of tort laws that cap awards.