Now, now...be nice lest they accuse you of being a rugged responsible individualist...Have we redefined the word 'enemy' now?
As far as I am aware, one can only be 'fleeced' if one allows someone to fleece one. That's an individual choice, but if you need a nanny, feel free to employ one.
It's not the country's problem if you are an idiot.
Me? A responsible individual? Perish the thought!