So, what have they done you might ask? My husband drives for a large trucking company. They have always provided health care benefits but what they now doing is this. If your I have a job or get a job and if my employer offers health care, I am to be taken OFF of my husbands health insurance and I HAVE to accept the health care benefits my employer offers. So, guess what would happen if I lose my job and no longer have health care? Since my husband's health care doesn't kick in for the new year until his hire date, which is in February, we would have to wait until then to get me back on his insurance, IF they allow it. My husband hasn't asked yet what would happen if I lost my job and health care insurance if I was taken off of his. This isn't what my husband's employers health care insurance is demanding, it's what his employer is demanding. Don't be surprised if other employers decide to do the same thing.