How California Keeps Health Premiums Down Like No Other State

Arianrhod

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Jul 24, 2015
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How California Keeps Health Premiums Down Like No Other State

The key takeaway:

...the state has an “active purchaser” exchange, which means the state directly negotiates with insurance companies over everything from premiums and benefits to hospital networks. Some other state exchanges function as active purchasers -- Connecticut, Kentucky, Maryland, Massachusetts, Nevada, New York, Oregon, Rhode Island and Vermont -- but California is especially stringent with insurance companies.

So does this suggest that the people in these states are smarter, more proactive, and better informed than those sobbing about how "Obummercare is teh suk and it's all hopeless" and doing nothing? Hmm, tough call.
 
How California Keeps Health Premiums Down Like No Other State

The key takeaway:

...the state has an “active purchaser” exchange, which means the state directly negotiates with insurance companies over everything from premiums and benefits to hospital networks. Some other state exchanges function as active purchasers -- Connecticut, Kentucky, Maryland, Massachusetts, Nevada, New York, Oregon, Rhode Island and Vermont -- but California is especially stringent with insurance companies.

So does this suggest that the people in these states are smarter, more proactive, and better informed than those sobbing about how "Obummercare is teh suk and it's all hopeless" and doing nothing? Hmm, tough call.

Yo, how about throwing them in Medicaid? Taxpayer Paid, until the Fed money runs out? Then California will file for Bankruptcy!!! Too early to brag about the Commie State?

Medi-Cal enrollment has increased by 4 million over the past two years, primarily due to implementation of federal health care reform and the phase-out of the Healthy Families Program.


As shown in the chart below, Medi-Cal enrollment is up by slightly more than half — from just under 8 million in 2012-13 to nearly 12 million in 2014-15, the fiscal year that began this past July. Two major policy changes contributed to this substantial increase. The first is California’s decision to fully implement the ACA, including expanding Medi-Cal coverage to nonelderly adults who previously were ineligible. About 2 million newly eligible Californians are expected to be enrolled in Medi-Cal as of June 2015 due to the program expansion. An additional 1.1 million Californians who were already eligible for Medi-Cal prior to health care reform — but who had not previously signed up — are expected to be enrolled in the program as of this coming June.

Medi-Cal and the Governor’s Proposed 2015-16 Budget: Health Care Reform Boosts Enrollment and Federal Funding - California Budget & Policy Center

"GTP"
:boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo:
 
How California Keeps Health Premiums Down Like No Other State

The key takeaway:

...the state has an “active purchaser” exchange, which means the state directly negotiates with insurance companies over everything from premiums and benefits to hospital networks. Some other state exchanges function as active purchasers -- Connecticut, Kentucky, Maryland, Massachusetts, Nevada, New York, Oregon, Rhode Island and Vermont -- but California is especially stringent with insurance companies.

So does this suggest that the people in these states are smarter, more proactive, and better informed than those sobbing about how "Obummercare is teh suk and it's all hopeless" and doing nothing? Hmm, tough call.

Yo, how about throwing them in Medicaid?

How about responding to the OP?
 
Summing up: Billy believes 2013 happened after 2014 (or else Obama is a Timelord), and Rambo thinks if something's working you've got to change it up for something else.

Thank you for your feedback, gentlemen. I think you've answered the question of whether or not people in those states where premiums remain low are smarter, more proactive, and better informed than the "Obummercare is teh suk" mob better than I could myself.
 

UnitedHealth roiled the market last November when it revealed that it was considering exiting Obamacare after incurring hundreds of millions of dollars in losses related to ACA business. Then UnitedHealth CEO Stephen Hemsley confessed to investors meeting in New York in December that the company should have stayed out of the program a little longer to better gauge its profitability potential.

1. Lost hundreds of millions....
2. Profit potential......

What a hoot.
 
How California Keeps Health Premiums Down Like No Other State

The key takeaway:

...the state has an “active purchaser” exchange, which means the state directly negotiates with insurance companies over everything from premiums and benefits to hospital networks. Some other state exchanges function as active purchasers -- Connecticut, Kentucky, Maryland, Massachusetts, Nevada, New York, Oregon, Rhode Island and Vermont -- but California is especially stringent with insurance companies.

So does this suggest that the people in these states are smarter, more proactive, and better informed than those sobbing about how "Obummercare is teh suk and it's all hopeless" and doing nothing? Hmm, tough call.

Yo, how about throwing them in Medicaid? Taxpayer Paid, until the Fed money runs out? Then California will file for Bankruptcy!!! Too early to brag about the Commie State?

Medi-Cal enrollment has increased by 4 million over the past two years, primarily due to implementation of federal health care reform and the phase-out of the Healthy Families Program.


As shown in the chart below, Medi-Cal enrollment is up by slightly more than half — from just under 8 million in 2012-13 to nearly 12 million in 2014-15, the fiscal year that began this past July. Two major policy changes contributed to this substantial increase. The first is California’s decision to fully implement the ACA, including expanding Medi-Cal coverage to nonelderly adults who previously were ineligible. About 2 million newly eligible Californians are expected to be enrolled in Medi-Cal as of June 2015 due to the program expansion. An additional 1.1 million Californians who were already eligible for Medi-Cal prior to health care reform — but who had not previously signed up — are expected to be enrolled in the program as of this coming June.

Medi-Cal and the Governor’s Proposed 2015-16 Budget: Health Care Reform Boosts Enrollment and Federal Funding - California Budget & Policy Center

"GTP"
:boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo::boohoo:

Sure...trash one system because of the other.

Not that Medi-Cal won't soon go under too.
 

UnitedHealth roiled the market last November when it revealed that it was considering exiting Obamacare after incurring hundreds of millions of dollars in losses related to ACA business. Then UnitedHealth CEO Stephen Hemsley confessed to investors meeting in New York in December that the company should have stayed out of the program a little longer to better gauge its profitability potential.

1. Lost hundreds of millions....
2. Profit potential......

What a hoot.

Pffft.
 

UnitedHealth roiled the market last November when it revealed that it was considering exiting Obamacare after incurring hundreds of millions of dollars in losses related to ACA business. Then UnitedHealth CEO Stephen Hemsley confessed to investors meeting in New York in December that the company should have stayed out of the program a little longer to better gauge its profitability potential.

1. Lost hundreds of millions....
2. Profit potential......

What a hoot.

Pffft.

I'm with you....

I think it's strange that some people call the health insurers losing hundreds of millions on Obamacare plans "successful".

Now, they don't lose that money overall (and stay in business long)...so where are they making it up.

That was my point.

Obamacare sucks.
 
So all your talk about the Big Bad Insurers ripping off consumers was bogus?

Flip.

Flop.

You'll go back in time to before the PPACA was implemented to weep for the poor widdle insurers.

Pathetic.
 

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