Consumer Bureau Loses Fight to Allow More Class-Action Suits I believe all of the lenders my work uses have clauses in their contracts where the customers agree to take them to arbitration instead of court. We are on the up and up so nothing has ever come of it but I've always wondered how good a deal that is to sign away your right to use a branch of the government. Is it a big deal though? People don't have to sign those contracts.....unless you want to finance furniture on credit, use a credit card or buy a car on credit. Still, you don't have to. Do these clauses effectively remove a citizen's right to due process? I believe so. At my work they do. Do any of you all have lenders available who don't use that arbitration clause? If they are decent pass their name on. I can see this two ways from a small government point of view I suppose, "If people are dumb enough to sign contracts limiting their right to oxygen or the right to sue a lender so be it." Is that where we are? If so can we drop this "christian nation" talk? Is it a big deal? It has never come up in my life.