Hobby Lobby faces millions in fines for bucking Obamacare – CNN Belief Blog - CNN.com Blogs Should your employer have the authority/power to decide what your insurance will cover and what it won't? Your insurance coverage is part of your salary and what is covered has always been decided by the insurance company. Contraception has always been covered by comprehensive insurance but now, suddenly, some companies want to control what your insurance covers. How much say should your employer have over your insurance coverage? What if I, as your employer, believe you contribute to your ill health by smoking, eating junk. You're diabetic, have breathing issues and suffer from erectile dysfunction. Should I have the authority to curtail your insurance coverage because you caused your own problems? Should I have the authority to disallow coverage for insulin, Viagra and other treatments? Or, let's say you are into extreme sports and suffer more injuries than average. I don't think you should put yourself in harm's way because you take more time off because of your injuries. Or I don't like that you ride a motorcycle because, imo, its too dangerous. Should I have the authority to control what your insurance covers?