Help with Insurance for the daughter

[iamwhatiseem]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

 

[B. Kidd]

Outpatient procedure benefit only $1000/yr?

I had umbilical hernia surgery in Sept.. It was done outpatient surgery. The bill was $28,0000.00!!!

That is freakin' crazy.

 

[sangha]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

Is your childs health only worth $44.90/month?

Stop being so cheap and get your daughter some decent coverage. Stop expecting a handout

 

[iamwhatiseem]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

Is your childs health only worth $44.90/month?

Stop being so cheap and get your daughter some decent coverage. Stop expecting a handout

WTF??
Hey stupid...this is the insurance offered by her part-time job.
Stop wasting your time concentrating on insulting people and say something useful.

 

[sangha]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

Is your childs health only worth $44.90/month?

Stop being so cheap and get your daughter some decent coverage. Stop expecting a handout

WTF??
Hey stupid...this is the insurance offered by her part-time job.
Stop wasting your time concentrating on insulting people and say something useful.

So your OP was a lie?

Your OP says you're looking to buy a policy "to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job. "

And in another thread, you claim that your daughter is quitting her job so she can remain on your plan. Here's the link
http://www.usmessageboard.com/polit...-job-to-stay-on-insurance-13.html#post2965531


How many lies are you going to tell?

 

[Revere]

Is she a healthy kid? If that's her in your avatar on the right, she looks healthy.

You might come out ahead on the out of pocket vs. full coverages on doctor visits and meds.

Can you buy a catastrophic policy to cover the worst case scenario?

 

[uscitizen]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

I paid over $700/month for health insurance last year.
Just for me.
And it was a negotiated deal with an agent, I got it that low by prepaying for 2 years worth of insurance.
Most places wanted around $1,200 per month.
Of course I am fairly old and not in good health.

 

[iamwhatiseem]

At any rate. before the troll arrived above...

What am I missing?
Getting what appears to be the same coverage that she has with our plan would cost about $130 a month.
I am confused, I thought private insurance was outrageous? Like $500 a month or something.

 

[Revere]

You might get a catastrophic policy for healthy young kid cheap.

 

[iamwhatiseem]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

I paid over $700/month for health insurance last year.
Just for me.
And it was a negotiated deal with an agent, I got it that low by prepaying for 2 years worth of insurance.
Most places wanted around $1,200 per month.
Of course I am fairly old and not in good health.

yeah...that's what is confusing me. $139 a month is nothing.
Course she is only 20 years old.

 

[sangha]

At any rate. before the troll arrived above...

What am I missing?
Getting what appears to be the same coverage that she has with our plan would cost about $130 a month.
I am confused, I thought private insurance was outrageous? Like $500 a month or something.

Didn't you say your daughter is quitting her job?

Then why are you concerned about the plan offered by the business that will no longer be working for?

 

[sangha]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

I paid over $700/month for health insurance last year.
Just for me.
And it was a negotiated deal with an agent, I got it that low by prepaying for 2 years worth of insurance.
Most places wanted around $1,200 per month.
Of course I am fairly old and not in good health.

yeah...that's what is confusing me. $139 a month is nothing.
Course she is only 20 years old.

Idiot

Because your daughter will no longer be working, she will be covered as a dependent under your policy. That's why it's so cheap, and you can thank Obamacare for that

 

[uscitizen]

So...in the other thread someone suggested trying to buy some private insurance to fill in the gaps with the bullshit insurance offered by her part-time employer after our plan drops her for having a job.

Well for one...what a gap.
Look below and tell me how the f*ck does anyone consider THIS health insurance?

Doctor visits.......no coverage.
Outpatient procedure benefit.........max $1000/yr
Hospitalization Benefit.........max $10,000/yr
Prescription benefit......none
Accident Coverage.....one per year, max $2500
Preventative "Care"....80%...but only one occurrence per year.

Cost...$44.90 per month or $530.80 annual

Ok...so this is absolutely worthless.

Anyone here have any experience on private insurance?

I paid over $700/month for health insurance last year.
Just for me.
And it was a negotiated deal with an agent, I got it that low by prepaying for 2 years worth of insurance.
Most places wanted around $1,200 per month.
Of course I am fairly old and not in good health.

yeah...that's what is confusing me. $139 a month is nothing.
Course she is only 20 years old.

with insurance like anything else you get what you pay for.
Age does matter quite a bit on rates though.

The policy he was talking about sounds about like the cheapest policy that Wal Mart offers their employees.
Don't pay much and you don't get much.

 

[iamwhatiseem]

sangha...you abominable idiot.
Go away!

I am trying to see if there is a way she can keep her job if private coverage makes sense in comparison to wages.

Who the f*ck are you?
Jesus what a pest.

For anybody who knows me here...neg rep the f*ck out of this idiot.

 

[sangha]

sangha...you abominable idiot.
Go away!

I am trying to see if there is a way she can keep her job if private coverage makes sense in comparison to wages.

Who the f*ck are you?
Jesus what a pest.

Liar

Your daughter quit her job. Stop pretending she can be covered by a business she will no longer be working for

 

[Revere]

Keep the job.

Have some dignity.

What an ass backwards system incentivizing a kid to quit a job to stay on her parents' health insurance.

 

[uscitizen]

The last employer I worked for a major national consulting firm charged me over $700 per month for their company "sponsored" insurance.

 

[Revere]

Any company who eats $700/month per ee for health insurance is taking it back out of payroll in compensation.

 

[iamwhatiseem]

Keep the job.

Have some dignity.

What an ass backwards system incentivizing a kid to quit a job to stay on her parents' health insurance.

Damn straight.
Since 1967 our corporation has been covering college students and then one calendar year after graduation. 43 years. But f*ck no, they have to cram through a healthcare bill that forces insurance companies to cover ALL children till 26 so now they start looking for ways to get out of covering those they can...enter loophole.

Problem is she liked her job and her boss really wanted her to stay and is basically holding her job while we are seeing if there is a way to get coverage.

 

[sangha]

Keep the job.

Have some dignity.

What an ass backwards system incentivizing a kid to quit a job to stay on her parents' health insurance.

Damn straight.
Since 1967 our corporation has been covering college students and then one calendar year after graduation. 43 years. But f*ck no, they have to cram through a healthcare bill that forces insurance companies to cover ALL children till 26 so now they start looking for ways to get out of covering those they can...enter loophole.

Problem is she liked her job and her boss really wanted her to stay and is basically holding her job while we are seeing if there is a way to get coverage.

In wingnut world, businesses want fewer customers