I find it very ironic that so many people continue to support the failed system of insurance companies when it comes to our healthcare. A single payer plan, by all means makes the most sense. The whole point is that the insurance industry is just the middle man making huge profits at the expense of both the consumer and the providers. However, there is another idea. We could allow hospitals and doctors to set up their own networks, providing their own plans that would compete with the insurance companies. Doctors would need to network with certain hospitals, but many already do this. There are some troubles with such a plan, but nothing that can't be worked out. For instance, these networks would also have to include drug plans, and they would have to work out a system of payment for out of network treatment in cases where people are traveling or find themselves in an emergency situation outside of the network. The government could put everyone on a level playing field by ending the discrimination that exists in pricing by removing group discounts and by making it mandatory for everyone to be accepted that wants to purchase a network plan. The biggest benefit would be that the middle man would be removed, and most of those costs would be removed. Lastly, there would be some real direct competetion for services, at least in the metropolitan areas.