GAO says healkthcazre reform is starting to effect peoples insurance premiums

Her comprehension skill is on a par with her spelling. Unless we now have something called healkthcazre?

The internet grammar/spelling police - the last refuge of those who have no argument.

When you know truthdon'tmatter as well as some of us, you will realize that mocking her inability to put together a coherent thought without assistance from some left wing bullshit internet site is about all she's worth... along with mocking her non existent basic grammar or ability to spell any word with more than 4 letters.

There is no point in providing a reasoned argument to her... she doesn't understand reason, or logic, or critical thinking... she's just a partisan hack whose intellectual capacity is roughly equivalent to a brick.

drblogo9-4.png
 
Her comprehension skill is on a par with her spelling. Unless we now have something called healkthcazre?

The internet grammar/spelling police - the last refuge of those who have no argument.

When you know truthdon'tmatter as well as some of us, you will realize that mocking her inability to put together a coherent thought without assistance from some left wing bullshit internet site is about all she's worth... along with mocking her non existent basic grammar or ability to spell any word with more than 4 letters.

There is no point in providing a reasoned argument to her... she doesn't understand reason, or logic, or critical thinking... she's just a partisan hack whose intellectual capacity is roughly equivalent to a brick.

Please don't compare her to a brick.

Bricks are useful.
 
The internet grammar/spelling police - the last refuge of those who have no argument.

When you know truthdon'tmatter as well as some of us, you will realize that mocking her inability to put together a coherent thought without assistance from some left wing bullshit internet site is about all she's worth... along with mocking her non existent basic grammar or ability to spell any word with more than 4 letters.

There is no point in providing a reasoned argument to her... she doesn't understand reason, or logic, or critical thinking... she's just a partisan hack whose intellectual capacity is roughly equivalent to a brick.

Please don't compare her to a brick.

Bricks are useful.

So is truthdon'tmatter - she serves as a reminder of what stupidity can do if you allow it to overtake your ability to think.
 
For you cons who are complaining about your insurance premiums going up you need to go to a company that is passing this savings on to you and not pocketing it and charging you more.


ooohhhh...

Three
Whole
Company's.




What a fucking idiot you are. The whole country should use ..... three companies? :lol:

Uh oh, you spelled that wrong. It's 'companies', not 'company's'. According to the conservative internet grammar/spelling police, your entire post should be dismissed based on that misspelled word - not the substance of it - only based on that one misspelled word.
Not that your post has any substance. Just wanted to let you know that you should look out, because the internet grammar/spelling police will be on you now. Unless they're hypocrites who only use that lame tactic when arguing with somebody they disagree with (but that never happens, right?).

meh....

First... ask me if i care about the grammar police.
Second ...why are you so bent about it?
Third... you will understand after you have been here a while.

Anything having to do with doesntmatter needs no substance. That is the point. She is a joke and a hack. Her greatest asset is in the amusement factor of mocking her.
 
the Office of the Actuary in the Centers for Medicare and Medicaid Services recently put out its annual projections of national health care spending. And, contrary to the President, the actuaries find that Obamacare will dramatically increase the near-term growth rate of health care costs. In 2014, the actuaries find that growth in the net cost of health insurance will increase by nearly 14 percent, compared to 3.5% if PPACA had never passed. The growth rate of private insurance costs will rise to 9.4 percent, from 5.0 percent under prior law: an 88% increase.

Still doesn't seem to have sunk in, does it? You're looking at a single-year spike in private health insurance spending as well over 10 million people gain private coverage through an Exchange for the first time and billions of dollars flow into private insurance pools. The implication that CMS is projecting a sustained 9.4% growth rate in private insurance spending--or even higher in subsequent years--is ridiculous. Particularly since all you have to do is read what the CMS actuaries wrote in the paper being referenced:


Private Health Insurance

Growth in private health insurance premiums is estimated to have accelerated, but remained low, reaching 2.6 percent in 2010 (up from 1.3 percent in 2009) and accounted for $822.3 billion (Exhibit 5). A drop of 5.1 million in the number of people enrolled in private health insurance was the major reason for this slow growth. Additionally, because growth in the use of services was slower than was anticipated when premiums were originally set, the net cost of insurance, or the difference between premiums collected and benefits paid, grew significantly in 2010 at 8.7 percent.

Also in 2010, private health insurance benefit payments totaled an estimated $725.5 billion, representing an increase of just 1.9 percent (down from 2.8 percent in 2009). This historically low rate of growth was influenced by the same factors that contributed to the relatively low premium growth, namely the drop in the number of private health insurance enrollees, as well as slowing growth in the use of some services (such as elective hospital procedures and physician visits).

For 2011–13, private health insurance enrollment is projected to increase by 4.0 million as employment levels increase and more individuals are covered by employer-sponsored insurance due, in part, to the Affordable Care Act. Notably, growth in benefits per enrollee is expected to fall from 4.7 percent in 2010 to below 3 percent in 2011 due, in part, to the Affordable Care Act’s expansion of coverage to relatively less-expensive benefits for children under age twenty-six who can join their parents’ policies.

In 2014, growth in private health insurance premiums is expected to accelerate to 9.4 percent, 4.4 percentage points higher than in the absence of health reform, as an estimated 13.9 million people obtain coverage through exchange plans. At that time, private health insurance is anticipated to account for roughly 31 percent of national health spending, or about the same share as was expected without enactment of the Affordable Care Act.

For 2015–20, growth in private health insurance premiums is expected to slow somewhat and average 5.6 percent annually. Underlying this expectation is that some employers of low-wage workers will stop offering health coverage (and many of their employees will move to the exchange plans, while others move into Medicaid or become uninsured). Also, as discussed earlier, in 2018, the excise tax on high-cost employer-based insurance plans will take effect, placing further downward pressure on health insurance premiums.
 
In 2014, growth in private health insurance premiums is expected to accelerate to 9.4 percent, 4.4 percentage points higher than in the absence of health reform,

So, without health care reform, the growth rate would be 5% in 2014.

http://www.cms.gov/NationalHealthExpendData/downloads/proj2010.pdf
Private health insurance premiums are projected to grow at an average rate of 5.6 percent for 2015 through 2020.

Last time I checked math rules, 5.6% was higher than 5%.


Also, verifying the above numbers...
Medicare Actuary: Obamacare Will Triple the Growth Rate of Net Insurance Costs | MediBlog
For 2015–20, growth in private health insurance premiums is expected to slow somewhat and average 5.6 percent annually. Underlying this expectation is that some employers of low-wage workers will stop offering health coverage (and many of their employees will move to the exchange plans, while others move into Medicaid or become uninsured).

Awesome! People start to lose coverage, and costs still go up after 2014 (your 'bump year').
 

Forum List

Back
Top