Do you really think obamacare is that good?

[tycho1572]

I work in a hospital that has had to eliminate several job positions because of his BS.

 

[tycho1572]

Obama has done more to kill jobs than any other president.

 

[tycho1572]

It's why I routinely refer to him as a worthless POS.

 

[debbiedowner]

Did you ever think you weren't too good in your field? Or your hospital did not know how to manage? Obamacare had a gain of 500,000 jobs in the health care industry.

500,000 jobs added to health-care sector under Obamacare, Goldman Sachs estimates

 

[mamooth]

Single payer is obviously much better, but Republicans made sure that option was off the table. We can't have a system where middlemen don't take the biggest cut, and then funnel the money back to congressmen.

 

[real_politricks90]

Obamacare as it is has been nothing but legalized extortion for me. All my health insurance expenses have gone through the roof and they're still trying to get a payment for a bill I had already paid weeks ago. I keep calling these people to no avail and I don't know what else to do. I'm so angry, I'm going to probably write to my local congressman soon about this.

I would love to see a single-payer healthcare system implemented in America someday, because I am at my wits ends with the troubles I've had with Ocare. Yes, it's been better than the garbage I had before but not by that much in my situation.

 

[debbiedowner]

Obamacare as it is has been nothing but legalized extortion for me. All my health insurance expenses have gone through the roof and they're still trying to get a payment for a bill I had already paid weeks ago. I keep calling these people to no avail and I don't know what else to do. I'm so angry, I'm going to probably write to my local congressman soon about this.

I would love to see a single-payer healthcare system implemented in America someday, because I am at my wits ends with the troubles I've had with Ocare. Yes, it's been better than the garbage I had before but not by that much in my situation.

This is the provider's fault, happened before obamacare. Provider's billing twice hoping you'd pay both and yes it's very prevalent. Rather than call your congressman for this problem, depending what state you're in contact the department of business regulation or file a consumer complaint with your state attorney general.

All my health insurance expenses have gone through the roof and they're still trying to get a payment for a bill I had already paid weeks ago

 

[Eaglewings]

Here’s How Much the Average American Worker Has to Pay for Health Care

Here's How Much the Average Worker Pays for Health Care

Getting cancer costs $500.000 ...

Why don't we go after the Big Pharma and medical corruption in the system.

Most doctors are caring but they are legally bound by the FDA to only prescribe the corrupted medication..
Illegal to buy meds over seas

$9,000 is pennies compared to losing your home

 

[frigidweirdo]

Here’s How Much the Average American Worker Has to Pay for Health Care

Here's How Much the Average Worker Pays for Health Care

Healthcare costs before Obamacare = way too expensive but the right were happy
Healthcare costs after Obamacare = way too expensive but the right suddenly has a problem with way too expensive.

 

[frigidweirdo]

Here’s How Much the Average American Worker Has to Pay for Health Care

Here's How Much the Average Worker Pays for Health Care

Getting cancer costs $500.000 ...

Why don't we go after the Big Pharma and medical corruption in the system.

Most doctors are caring but they are legally bound by the FDA to only prescribe the corrupted medication..
Illegal to buy meds over seas

$9,000 is pennies compared to losing your home

But in the UK it costs 40,000 on average, which is about $50,000 - $60,000.

 

[Care4all]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

 

[froggy]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

I had all good insurance before obamycare but now I pay for it with no coverage. So what good is it for millions like me?

 

[Eaglewings]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

The pre existing condition law kicked in just when the insurance company was planning to kick me off for getting sick. We own a small business and renegotiate every year.


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[Eaglewings]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

I had all good insurance before obamycare but now I pay for it with no coverage. So what good is it for millions like me?

Catastrophic Event

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[Eaglewings]

Here’s How Much the Average American Worker Has to Pay for Health Care

Here's How Much the Average Worker Pays for Health Care

Getting cancer costs $500.000 ...

Why don't we go after the Big Pharma and medical corruption in the system.

Most doctors are caring but they are legally bound by the FDA to only prescribe the corrupted medication..
Illegal to buy meds over seas

$9,000 is pennies compared to losing your home

But in the UK it costs 40,000 on average, which is about $50,000 - $60,000.

When diagnosed with a disease, you are then considered a dollar sign and make money off of you...

Sent from my XT1575 using USMessageBoard.com mobile app

 

[frigidweirdo]

Here’s How Much the Average American Worker Has to Pay for Health Care

Here's How Much the Average Worker Pays for Health Care

Getting cancer costs $500.000 ...

Why don't we go after the Big Pharma and medical corruption in the system.

Most doctors are caring but they are legally bound by the FDA to only prescribe the corrupted medication..
Illegal to buy meds over seas

$9,000 is pennies compared to losing your home

But in the UK it costs 40,000 on average, which is about $50,000 - $60,000.

When diagnosed with a disease, you are then considered a dollar sign and make money off of you...

Sent from my XT1575 using USMessageBoard.com mobile app

Yes, which is why when it comes to healthcare, I prefer socialized...

I'm no socialist, I've just experienced both, and socialized healthcare makes people worry a lot less and pay a lot less.

 

[Slashsnake]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

And why should a company be bound by any of that stuff?

No pre-existing conditions? Not the government's place to tell insurance companies who to do business with.
No annual caps? Not the government's place to tell a company how much they should spend on someone they do business with.
Coverage until 26? Ridiculous, that drives up prices. You're an adult at 18, pay for your own health insurance.
Annual physicals and preventative care? Also drives up prices.

One should be able to pick and choose their coverage levels like in any other insurance sector. I'm a single man - I shouldn't have to pay for pediatric dental (which should be covered under dental insurance), preventative care (I'd rather pay for my shots out of pocket), and I should be able to manually choose a deductible, coverage range for Rx medications, deductibles and co-pays for emergency room visits, co-insurance, physician co-pays, etc... I shouldn't have it forced down my throat.

Instead of paying $165/month for a catastrophic plan through Fidelis, I would be paying less than I do now. If I could choose a $50 co-pay for a non-specialist/non-urgent care, no preventative care coverage, no pediatric dental coverage, $25 co-pay for generic Rx drugs, $200 emergency room deductible, and $100,000 coverage maximum per year (including emergency room visit), all with a $600 deductible, I'm sure my premium would be reasonable.

 

[dblack]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

And why should a company be bound by any of that stuff?

That's not the right question, in my view. My question is: why should customers be bound by any of that stuff? We do consumers a disservice when we pretend that regulations are about controlling businesses. They control customers just as much, by limiting, or even mandating their choices.

 

[Care4all]

There are many things in the ACA regarding Patient Protections, that are good...

-pre-existing condition coverage, no annual caps where if you do end up sick, the insurance company can not cut you off and let you die or go bankrupt, children covered until 26 on parent's policies, proportion of profits put back in to better services for the customer instead of ceo/ salaries, punishments for releasing patients before they are fully healed and having to reenter the hospital a second time, Annual physicals and appropriate age related testing covered without any out of pocket expense....etc.

The problem is and always has been, before and after the ACA, is price...the price, the price, the price!

And why should a company be bound by any of that stuff?

No pre-existing conditions? Not the government's place to tell insurance companies who to do business with.
No annual caps? Not the government's place to tell a company how much they should spend on someone they do business with.
Coverage until 26? Ridiculous, that drives up prices. You're an adult at 18, pay for your own health insurance.
Annual physicals and preventative care? Also drives up prices.

One should be able to pick and choose their coverage levels like in any other insurance sector. I'm a single man - I shouldn't have to pay for pediatric dental (which should be covered under dental insurance), preventative care (I'd rather pay for my shots out of pocket), and I should be able to manually choose a deductible, coverage range for Rx medications, deductibles and co-pays for emergency room visits, co-insurance, physician co-pays, etc... I shouldn't have it forced down my throat.

Instead of paying $165/month for a catastrophic plan through Fidelis, I would be paying less than I do now. If I could choose a $50 co-pay for a non-specialist/non-urgent care, no preventative care coverage, no pediatric dental coverage, $25 co-pay for generic Rx drugs, $200 emergency room deductible, and $100,000 coverage maximum per year (including emergency room visit), all with a $600 deductible, I'm sure my premium would be reasonable.

FYI
Insurance policies thru group insurance at work ALREADY INCLUDE PRE EXISTING CONDITIONS for employees and new hires....O care did not affect that....it already existed....So it cost group plans through work nothing....for this new mandate. Same with pregnancy coverage, bc pills etc etc and most all of those things made mandatory....ALL covered under group insurance plans at work already.

Insurance for those who do not have healthcare benefits through their employer is where it affects the price.

Those are called Individual insurance plans. AND it is very expensive for insurance in the individual market because there is no GROUP that they can average out the cost of the insurance...

Insurance works by people who are not sick or in a car accident, paying for those who are sick or with car insurance, in an accident....

UNTIL they become sick themselves etc, and then the others in the group plan NOT sick begin paying for them.

It would be great if we ALL could pick, ala carte, what insurance coverage we individually wanted, but the business model for Insurance simply does not work that way....they have to make a profit....and cover the costs of those who are sick.

 

[dblack]

Insurance works by people who are not sick or in a car accident, paying for those who are sick or with car insurance, in an accident....

Nope. That's one aspect of group insurance, and the aspect that makes it most insidious to underlying markets, but it's not an inherently part of insurance. And insurance company can write a policy for one person, without pooling anyone else in with them.

It would be great if we ALL could pick, ala carte, what insurance coverage we individually wanted, but the business model for Insurance simply does not work that way....they have to make a profit....and cover the costs of those who are sick.

Again, you're assuming group insurance is the only viable model for health insurance. That's the core conceit of ACA. Group insurance is the biggest problem with the health care market. More of the same isn't a sane solution.