Liberal way of dealing with colleged debt...government: 1. Reporting from Washington President Obama will make student loans easier to repay for millions of borrowers without adding to the national deficit, his administration said Tuesday. Obama to reduce student loan debt payments - Los Angeles Times The conservative way, personal responsibility: 2. The College of the Ozarks a four-year college since 1965, and rated No. 30 by U.S. News and World Report among Midwestern colleges offering both liberal arts and professional degrees is one of seven so-called work colleges. Six describe themselves as Christian institutions and often, like Ozarks, are socially and politically conservative. 3. Like many undergraduates, students at the College of the Ozarks here work their way through school, though they often do such unconventional campus jobs as milking cows at dawn in the colleges barns and baking fruit breads for sale to donors. 4. But what is truly different about Hard Work U. as the college styles itself is that all 1,345 students must work 15 hours per week to pay off the entire cost of tuition $15,900 per year. If they work summers, as one-third are doing this summer, they pay off their $4,400 room and board as well. Work study is not an option as it is at most campuses; it is the colleges raison dêtre. 5. This is a college that is philosophically opposed to students starting careers with an Ozark mountain of debt 95 percent graduate debt free and it believes that students who put sweat equity into their education value it more. 6. I find I take more pride in doing well in class when I know Ive washed dishes to be able to take that class, said Sarah Ledoux, a sophomore from Deridder, La. Other students make similar remarks on this campus, spread across a thousand acres of the hardscrabble hills and hollows of southwestern Missouri. Those students and the colleges longtime president, Jerry C. Davis, think the up-by-the-bootstraps credo is one that more campuses should adopt. Too many parents, they say, think children should focus only on the full college experience of classes, clubs and sports, and be spared the economic realities or have those realities postponed through loans. Fight Song at Ozarks: Work Hard and Avoid Debt - New York Times 7. In the world of higher education, CO as we shall call it in this blog anyway is a true anomaly. The students graduate with virtually no student loan debt, which is pretty much unheard of these days .Now, its very clear that the College of the Ozarks isnt for everyone (Ill be honest and say that it isnt for me). But there could be some variations on this model and some lessons to be learned. 8. CO is a worthwhile case study on how to depart from the traditional university model. And to the people out there that claim that academic prestige, faculty quality, etc. all suffer when you go down this path ..think about this. The University of the Ozarks just became a four-year college in 1965. But it already ranks no. 30 by U.S. News and World Report among Midwestern colleges offering both liberal arts and professional degrees. They must be doing something right. College of the Ozarks: A New Model? So...perhaps government isn't always the answer.