Have you ever been the victim of a crime?? Perhaps had your purse or wallet taken?? Had someone break into your vehicle?? Maybe stay at a motel and have someone break in and take something while you were out?? Had your home broken into?? I have had my purse stolen twice. The bitching part was having to go thru all the crappus of getting a new driver's license and new credit cards, etc. But I have been fortunate thus far in life, and never had anyone break into my home.