Commentary: Voting against Obama doesn't make you a racist

I'm not...I've voting for the guy who is in direct opposition of Bush... McCain voted with bush 90% of the time.

what does 9/11 and the housing market have to do with Bush's overspending?

good a vote for Bob bar is one less vote for McCain...works for me. :clap2:



I've voted in many many elections and can not for the life of me recall any candidates full name being listed. usually the middle is an initial if there at all. In the primaries in FL his full name was not listed.

I have never seen a ballot with the whole name listed. but i have only voted in one state.

I don't think 9/11 has had any effect on the economy in general for at least four years...unless you consider the Iraq war a response to 9/11.

I would like to know how much Obama voted with Bush.....I haven't seen that figure.
 
I would like to know how much Obama voted with Bush.....I haven't seen that figure.

well he's only been in the US Senate for 3 years and McCain likes to remind people that he's voted with his party 94% of the time so I'm gonna guess he hasn't voted much with Bush.... just a hunch.
 
I have never seen a ballot with the whole name listed. but i have only voted in one state.

I don't think 9/11 has had any effect on the economy in general for at least four years...unless you consider the Iraq war a response to 9/11.

I would like to know how much Obama voted with Bush.....I haven't seen that figure.

Since Obama is a uniter you would think he would cross party lines at least 20-30% of the time.

I know he supported all the Homeland Security stuff, wire tapping and enhanced Presidential powers but little else.
 
Since Obama is a uniter you would think he would cross party lines at least 20-30% of the time.

I know he supported all the Homeland Security stuff, wire tapping and enhanced Presidential powers but little else.

He also supported the offshore-drilling bill, which betrayed the "grass roots". Not all the bills in the Senate are significant.
 
I'm not...I've voting for the guy who is in direct opposition of Bush... McCain voted with bush 90% of the time.

what does 9/11 and the housing market have to do with Bush's overspending?

good a vote for Bob bar is one less vote for McCain...works for me. :clap2:



I've voted in many many elections and can not for the life of me recall any candidates full name being listed. usually the middle is an initial if there at all. In the primaries in FL his full name was not listed.

9-11 has alot to do with the collapse of the economy and continuing the Clinton/Gore recession that Bush inherited. The spending he did initially was to pull us out of that mess. Then he became a President that would sign anything put in front of him. Of course you forget that he doesn't get to spend anything without congress approving it first.

So you want a President that is going to mimic what you despise about George W. Bush? Sounds smart to me.
 
Since Obama is a uniter you would think he would cross party lines at least 20-30% of the time.

I know he supported all the Homeland Security stuff, wire tapping and enhanced Presidential powers but little else.

I'm glad you also believe that Homeland Security, wire tapping, and enhanced Presidential powers are issues that Obama would have to cross party lines to support.

Just another illustration of how today's Republicans are pro big government and do not equal conservatism.
 
Since Obama is a uniter you would think he would cross party lines at least 20-30% of the time.

I know he supported all the Homeland Security stuff, wire tapping and enhanced Presidential powers but little else.


You dont just cross the line for crossing the lines sake , you do it when they have a good idea.

Your team has not had a good idea in years, the proof is the situation this country is in right now due to their lack if good ideas.


BTW that is a really bipartisan picture you have in your avitar(that is sarcasm)
 
He represents them because of his skin color?

If the reverse were true and all we had had were Black presidents, and now there was a white who was qualified and could win, would you be any more likely to vote for that person who looked like you?
 
If the reverse were true and all we had had were Black presidents, and now there was a white who was qualified and could win, would you be any more likely to vote for that person who looked like you?

No.
 
You dont just cross the line for crossing the lines sake , you do it when they have a good idea.

Your team has not had a good idea in years, the proof is the situation this country is in right now due to their lack if good ideas.


BTW that is a really bipartisan picture you have in your avitar(that is sarcasm)

My team? What would that be? This country is in the situation it is in today because we trusted the UN to deal with Saddam - 17 resolutions later GW took care of the issue. The democrats then committed acts of treason in using the war for political gain starting the day after 99% of them voted to go to war.
FOXNews.com - Democrats Mull Politicizing Iraq War Intelligence - Politics | Republican Party | Democratic Party | Political Spectrum

We are also in the mess we are in because we forced banks to make loans that they wouldn't have made in the past and allowed Freddie Mac and Fannie Mae to raped by the politicians as a political slush fund.FOXNews.com - Lawmaker Accused of Fannie Mae Conflict of Interest - Politics | Republican Party | Democratic Party | Political Spectrum
OpenSecrets | Update: Fannie Mae and Freddie Mac Invest in Lawmakers - Capital Eye

We have furthered the mess we are in by both parties largely ignoring the problem of illegal aliens. The fact that today Thousands of illegals still enter our country daily and the only things our politicians do is pander to them is sickening.

As for my team - I am a Fiscal Conservative, I do not support a political party which is why I am voting for Bob Barr. I have voted for Ron Reagan, GHW Bush, Bill Clinton and GW Bush in my lifetime. While I supported GW early on his wreckless fiscal policies, his limp wristed approach to the border and his Neville Chamberlainish response to the Russian/Georgia conflict has turned me away from him.

John McCain and Barack Obama are both wrong for our country.
 
My team? What would that be? This country is in the situation it is in today because we trusted the UN to deal with Saddam - 17 resolutions later GW took care of the issue. The democrats then committed acts of treason in using the war for political gain starting the day after 99% of them voted to go to war.
FOXNews.com - Democrats Mull Politicizing Iraq War Intelligence - Politics | Republican Party | Democratic Party | Political Spectrum

We are also in the mess we are in because we forced banks to make loans that they wouldn't have made in the past and allowed Freddie Mac and Fannie Mae to raped by the politicians as a political slush fund.FOXNews.com - Lawmaker Accused of Fannie Mae Conflict of Interest - Politics | Republican Party | Democratic Party | Political Spectrum
OpenSecrets | Update: Fannie Mae and Freddie Mac Invest in Lawmakers - Capital Eye

We have furthered the mess we are in by both parties largely ignoring the problem of illegal aliens. The fact that today Thousands of illegals still enter our country daily and the only things our politicians do is pander to them is sickening.

As for my team - I am a Fiscal Conservative, I do not support a political party which is why I am voting for Bob Barr. I have voted for Ron Reagan, GHW Bush, Bill Clinton and GW Bush in my lifetime. While I supported GW early on his wreckless fiscal policies, his limp wristed approach to the border and his Neville Chamberlainish response to the Russian/Georgia conflict has turned me away from him.

John McCain and Barack Obama are both wrong for our country.

Iraq is a mess because GWB made it a mess.

Most of the subprime loans were not even written by entities under the gov control. The SEC itself released last week a statement in which they say lack of good regulation over the industry caused this.

Illegal aliens are the least of our worries right now.

You are a conservative who has voted for the people who have screwed this country with raising our deficit and selling our souls to the corporations.

Bob Bar is one of those people.
 
It scares the hell out of me to think osama obama could be the next leader of this country. Once again, What's wrong with you people?:cuckoo:
 
Iraq is a mess because GWB made it a mess.

Most of the subprime loans were not even written by entities under the gov control. The SEC itself released last week a statement in which they say lack of good regulation over the industry caused this.

Illegal aliens are the least of our worries right now.

You are a conservative who has voted for the people who have screwed this country with raising our deficit and selling our souls to the corporations.

Bob Bar is one of those people.


Yeah, wouldn't it have been something when the republicans who tried to regulate fannie and freddy actually were allowed too instead of getting stonewalled by fat retarded fucks like barney frank?

I guess 5 million illegal immigrants with mortgages aren't a concern...I see
 
FMay and Fmac were one small percentage of the entities that held the sub prime which caused this mess.

Why do you think only they should have been monitored?


why dont you provide some evidence of the illegals owning 5mil homes?
 
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My team? What would that be? This country is in the situation it is in today because we trusted the UN to deal with Saddam - 17 resolutions later GW took care of the issue. The democrats then committed acts of treason in using the war for political gain starting the day after 99% of them voted to go to war.
FOXNews.com - Democrats Mull Politicizing Iraq War Intelligence - Politics | Republican Party | Democratic Party | Political Spectrum

Your an idiot. The US didn't trust the UN to do anything about Saddam. Considering the UN doesn't have an army, you must think GHW Bush is a complete moron.

We are also in the mess we are in because we forced banks to make loans that they wouldn't have made in the past and allowed Freddie Mac and Fannie Mae to raped by the politicians as a political slush fund.FOXNews.com - Lawmaker Accused of Fannie Mae Conflict of Interest - Politics | Republican Party | Democratic Party | Political Spectrum
OpenSecrets | Update: Fannie Mae and Freddie Mac Invest in Lawmakers - Capital Eye

Loans they wouldn't have made before because they didn't like loaning to black people. Do you have a problem with loaning to black people? Do you think that they are less likely to repay debts?

As for my team - I am a Fiscal Conservative, I do not support a political party which is why I am voting for Bob Barr. I have voted for Ron Reagan, GHW Bush, Bill Clinton and GW Bush in my lifetime. While I supported GW early on his wreckless fiscal policies, his limp wristed approach to the border and his Neville Chamberlainish response to the Russian/Georgia conflict has turned me away from him.

John McCain and Barack Obama are both wrong for our country.

Oh good, so you'll continue to be unhappy. That makes me smile.
 
Nice to see you have intelligent responses to real concerns. Liberals like you elected Guys like Barney Frank wrote legislation to protect his "lover" that was working Fannie and Freddie raping US taxpayers.

18 times during the Bush administration the Conservatives tried to push legislation regulating this type of lending, and 18 times they were stonewalled by liberals.
[ame=http://www.youtube.com/watch?v=_MGT_cSi7Rs]YouTube - Shocking Video Unearthed Democrats in their own words Covering up the Fannie Mae, Freddie Mac Scam that caused our Economic Crisis[/ame]
 
Well as long as you make such an intelligent argument, I guess I can't argue.

Smart people I guess want to increase spending by a trillion dollars while boasting the largest debt in American history all while cutting taxes to hic, 90% of all Americans and spending 700 billion dollars on a bailout.

Seems smart to me.
I guess you missed this:
McCain mortgage plan shifts costs to taxpayers

Under McCain's newly announced plan, the government would take the hit for writing down mortgage balances for at-risk borrowers.

By Les Christie, CNNMoney..com staff writer
Last Updated: October 8, 2008: 3:40 PM ET

NEW YORK (CNNMoney.com) -- Under a mortgage rescue plan announced at the debate Tuesday night by Senator John McCain, much of the burden of paying to keep troubled borrowers in their homes will shift to taxpayers.
McCain's original plan called for lenders to write down the value of these mortgages and take those losses. But the Republican presidential candidate unveiled a new $300 billion plan in response to the first question of the debate.

He said, "I would order the Secretary of Treasury to immediately buy up the bad home loan mortgages in America and renegotiate at the new value of those homes, at the diminished values of those homes, and let people make those - be able to make those payments and stay in their homes."
The government would convert failing mortgages into low-interest, FHA-insured loans.

"Millions of borrowers" would be eligible for the program, dubbed the American Homeownership Resurgence Plan, according to McCain economic advisor Doug Holtz-Eakin.

To qualify, homeowners would have to be delinquent in their payments already, or be likely to fall behind in the near future. They would have to live in the home in question - no investment properties would be eligible - and have had demonstrated their credit-worthiness when they purchased the property by making a substantial down payment and by providing documentation of their income and assets - no liar loans.

Holtz-Eakin said on a conference call Wednesday that the McCain plan could be put into place quickly because the groundwork and the authority for it has already been provided by last week's $700 billion bailout bill, the Hope for Homeowners program authorized by the housing rescue bill passed in July and the government takeover of mortgage giants Fannie Mae and Freddie Mac.

A change of heart
This proposal is strikingly different from both McCain's original idea, and from the housing rescue bill adopted by Congress in July.

Congress struggled for months to pass the Hope for Homeowners rescue plan for mortgage borrowers - a bill that neither McCain nor Democratic candidate Senator Barack Obama voted on. To make it palatable to both conservative Republicans and ordinary taxpayers, Hope for Homeowners requires that lenders write down mortgage balances to 90% of a home's current market value to qualify for a FHA-insured refinancing. The lenders would then take the loss on the difference between the current value and the mortgage balance.

"[McCain's] original plan relied on lenders taking the hit," said Holtz-Eakin. "This bypasses that step."

Instead, taxpayers pay for it, with the funding already provided by the $700 billion bailout bill.

That could prove to be very unpopular with homeowners who aren't in trouble, as well as ordinary Americans who objected to the Hope for Homeowners plan as a bailout for delinquent borrowers and irresponsible lenders.

The Obama campaign issued its response to the plan Wednesday afternoon.

"Last night . . . [Senator McCain] threw out a proposal that appeared to give the Treasury authority it already has to re-structure troubled mortgages. But now that he's finally released the details of his plan, it turns out it's even more costly and out-of-touch than we ever imagined," said the statement. "John McCain wants the government to massively overpay for mortgages in a plan that would guarantee taxpayers lose money, and put them at risk of losing even more if home values don't recover."

The statement claimed the biggest beneficiaries would be the "same financial institutions that got us into this mess, some of whom even committed fraud."

"Since this beginning of this crisis, Barack Obama has demanded that any rescue plan must protect taxpayers and ensure that they share in any profit once the economy recovers, and he worked to include that principle in the plan that passed Congress," said Obama's economic policy director Jason Furman.

Parsing the details
Some Washington analysts were perplexed by the McCain proposal.

"The proposal is hard to understand," said Dean Baker, co-director of the Center for Economic and Policy Research in Washington. For one thing, Baker pointed out, it provides even less help for targeted borrowers than the Hope for Homeowners program does. In that plan, lenders must lower mortgage balances down to 90% of the home's current value, while McCain's plan will reduce loans to 100% of a home's current value.
And, of course, under McCain, the cost of the write-down is picked up by taxpayers rather than by the lenders. That is a radical departure from McCain's earlier responses to the housing crisis.

"We have a very different set of risks facing the nation now, including the crisis in financial markets," said Holtz-Eakin, "and it calls for a much more aggressive response."

The plan is supported by Lawrence Yun, chief economist for the National Association of Realtors, who says it could help stabilize housing markets.
"It's certainly a positive for the foreclosure problem," he said, "although it was already embedded in the Treasury's bailout plan."

Indeed, the bailout passed last week authorizes the Treasury to buy up as much as $700 billion in mortgage backed securities - but the bill also authorizes Treasury to buy mortgages directly.

Christopher Mayer, Paul Milstein Professor of Real Estate at Columbia Business School, isn't convinced that the McCain proposal makes sense.
"As the plan stands now, it helps the people who got into the most debt, and it helps the lenders, but it doesn't really help the housing market," he said.

To help the market as a whole, according to Mayer, a plan has to target all mortgage borrowers rather than just at-risk homeowners. In an op-ed piece in the Oct. 2 Wall Street Journal, he and his Columbia colleague, R. Glenn Hubbard, he proposed that the government allow all residential mortgages to be refinanced into 30-year, fixed rate loans at 5.25% interest.

That would bring down payments for everyone, not just the borrowers most at risk, which would in turn help prop up house prices by lowering the monthly cost of homeownership. Many more people would benefit.
"A rescue has to be broad enough to help a great many Americans," he said, "not just the ones that took on the most debt."

First Published: October 8, 2008: 11:58 AM ET
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McCain wants Taxpayers to foot the bill
 
Nice to see you have intelligent responses to real concerns. Liberals like you elected Guys like Barney Frank wrote legislation to protect his "lover" that was working Fannie and Freddie raping US taxpayers.

So your not going to explain how loaning to blacks is more high risk than loaning to whites with similar incomes?

Surprise, surprise.
 

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