Bronze and Silver Obamacare Program are GARBAGE - Liberals let’s not forget this.

Discussion in 'ObamaCare' started by GHook93, Dec 23, 2017.

  1. debbiedowner
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    debbiedowner Gold Member

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    Again and what don't you understand about Federal Poverty Level? Yes, between 100 and 250% of FPL is cheap and a good deal to that particular person. I never said the full cost of the plan withouth the CSR's were a good deal.
     
  2. debbiedowner
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    debbiedowner Gold Member

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    So one may have let's say a $1000 per month policy but is subsidized $900 of that, therefore their premium is $100. Sure the insurance company for that year is receiving $12,000 premium for that person and probably claims that surpass the $12000. Where's the profit in that?
     
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  3. dblack
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    dblack Gold Member

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    Of course the subsidies directly benefit the insurance company. Many of the people wouldn't be able to afford, and would not buy, the overpriced policies without the subsidies, so the insurance company is selling policies it ordinarily would not. Rather than face the fact that their policies aren't financially viable, they're able to continue business as usual.
     
  4. DrLove
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    DrLove Gold Member

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    That's an interesting way to look at it but they were really selling more policies, then why are so many of them exiting the exchanges?
    My suspicion is that a lot of it has to do with the fact that Trump continues to threaten subsidy payments.
     
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  5. dblack
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    dblack Gold Member

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    Sure, there's no guarantee that the subsidies will be enough to keep them afloat. But there's no doubt the subsidies help them and contribute to their bottom line.
     

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