You know, many on this board have blamed the mortgage ignorant home buyers for this mess we are in...and some of this blame, is understandable. They did not take the time to make themselves knowledgeable enough, on the biggest purchase of their life, before buying the home and getting the adjustable rate subprime mortgage and many on here have said this is their own damn fault! Well, I'll be damned! Isn't that what we are doing ourselves RIGHT NOW? Letting our gvt talk us in to mortgaging the biggest debt in our history, with no qurstions asked by us...told by paulson that his deal to bail out the banks MUST INCLUDE NO OVERsight by any gvt position or agency, and it has to be done RIGHT THIS SECOND? AND all of us are just repeating what we are told, THAT it MUST be done right now? when we haven't even asked WHY and how will this fix anything and how many more trillions will it cost? WE ARE SO IGNORANT OURSELVES, don't ya think another scam is being pulled and WE are no smarter than those subprime homeowners?