Oldandtired
Rookie
- Banned
- #61
So what is your answer to people who have pre-existing conditions? What do you tell someone who beat cancer when they were 14 and now must try to find insurance as a young adult?
I dont think you get it...I am all for eliminating pre-exisitng condition clauses.
I just dont think it is possible without creating a government plan OR making a mandate for all people to buy insurance at birth......
ANd I can not see such a mandate making it past the very first appeal.
If you have large enough insurance pools, people with pre-existing conditions could get coverage. Yes, I think people should be covered from birth. I think you should be able to carry a policy for life if you choose. You have a policy with an insurer, not requiring your employer to sponser you. Right now, kids get kicked out when they are 24. Pre-existing condition or not.
Someone with a pre-existing condition is not cheating and should not be treated like a criminal or an outcast
I agree as it pertains to PE COnditions. But I do not agree with the mandate. It is not constitutional and it is unprecedented....and more importantly...it will set a precedent that can and will open the doors to bigger issues for us down the road.
But we must be careful RW...if that mandate is passed as a solution to the PE condition extermination that will increase risk to the insurer....what will we do if andf when the mandate is repealed...likely by the SCOTUS....
AT that point, rates will skyrocket as people will bow out of iunsurance and only sign up when they find out they need it.
So we must have a solution that is valid....or we will not be able to afford to sustain the system.