Banks big profits and refusal to loan

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so how do we recover if the banks have a make a buttload but refuse to lend?
 
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I guess the economy isnt really what the voters care about huh?
 
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This shows the lending and securities need to be hacked in two again
 
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lots of views and no answers.

I guess the right is completely stumped by this information
 
Banks aren't the enemy you freaking hypocrites. First the left complains about too many loans and the mythical "poisoned loans" then they complain about too little loans. If democrats didn't force banks to make bad loans and mis-manage Fannie to such a criminal degree there wouldn't have been a recession. When are they going to indict Obama's financial adviser, Frank Raines, who allegedly cooked the books to show a fake profit while he was Fannie CEO? Raines walked away with 90 Million dollars for three years work.
 
Yeah, let's lend more money to people who have no intention or means to pay it back. Let's pressure the lending institutions to bend to our will, again, against reason, and hold them to blame, again, through intimidation and threat, again...... when the shit hits the fan. Great idea. We can dump it on the Tax Payers, again. You are so great with other peoples money. How much have you managed to save on your own? :)
 
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No one but brain dead cons think that CRA caused this problem.

It was the bas loans rolled into securities that caused it.

Is there any cons with anything in their brains but fox propaganda?
 
Banks aren't the enemy you freaking hypocrites. First the left complains about too many loans and the mythical "poisoned loans" then they complain about too little loans. If democrats didn't force banks to make bad loans and mis-manage Fannie to such a criminal degree there wouldn't have been a recession. When are they going to indict Obama's financial adviser, Frank Raines, who allegedly cooked the books to show a fake profit while he was Fannie CEO? Raines walked away with 90 Million dollars for three years work.

TM is a few moves from going back to the Pound.
 
Yeah, let's lend more money to people who have no intention or means to pay it back. Let's pressure the lending institutions to bend to our will, again, against reason, and hold them to blame, again, through intimidation and threat, again...... when the shit hits the fan. Great idea. We can dump it on the Tax Payers, again. You are so great with other peoples money. How much have you managed to save on your own? :)

Why would they lend when they have other ways of making money?
 
You see when you tell someone they can make money in two ways and that one of those ways risks money they are likely to Not do the risk involved one.

Now that is fine and is their choice but means you basically dont have lending institutions anymore.

How do you opperate a growing economy WITHOUT lending institutions?
 
This is one good hell of a reason to STOP them from doing both huh?
 
FDIC: Banks' profits at highest level since recession - Louisville - Business First



Profits at U.S. banks totaled $35.3 billion in the first quarter of 2012, up from $6.6 billion from the first quarter of 2011.



However, the report noted, total loans and leases made by banks declined by $56 billion.

Your link does not work.

I suspect that demand for loans are down because the real main-street economy sucks. The employment rate is awful. That does not inspire anyone to go out & barrow to start a new business. People are keeping their cash safe waiting for the economy to improve before they risk it on a business venture.
 
The government is slowly taking away the bankers risk free easy money revenue streams in order to force them to take a risk by loaning to people. They just cut out the Wallstreet banker middle man between China lending to the USA.

Reuters - "China can now bypass Wall Street when buying U.S. government debt and go straight to the U.S. Treasury, in what is the Treasury's first-ever direct relationship with a foreign government, according to documents viewed by Reuters."
 
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FDIC: Banks' profits at highest level since recession - Louisville - Business First



Profits at U.S. banks totaled $35.3 billion in the first quarter of 2012, up from $6.6 billion from the first quarter of 2011.



However, the report noted, total loans and leases made by banks declined by $56 billion.

Your link does not work.

I suspect that demand for loans are down because the real main-street economy sucks. The employment rate is awful. That does not inspire anyone to go out & barrow to start a new business. People are keeping their cash safe waiting for the economy to improve before they risk it on a business venture.

worked fine for me.

Why you saying it doesnt?
 
The government is slowly taking away the bankers risk free easy money revenue streams in order to force them to take a risk by loaning to people. They just cut out the Wallstreet banker middle man between China lending to the USA.

Reuters - "China can now bypass Wall Street when buying U.S. government debt and go straight to the U.S. Treasury, in what is the Treasury's first-ever direct relationship with a foreign government, according to documents viewed by Reuters."

Dear idiot ,

That has nothing to do with banks and their refual to lend
 
Not one con can come up with any reasonable dicussion point on why we should allow these banks to keep opperating like this?
 
FDIC: Banks' profits at highest level since recession - Louisville - Business First



Profits at U.S. banks totaled $35.3 billion in the first quarter of 2012, up from $6.6 billion from the first quarter of 2011.



However, the report noted, total loans and leases made by banks declined by $56 billion.
Please elaborate how they made profit on a non-lending policy, thereby collecting less interest ?
Maybe they made one loan to Iran so it could acquire some "gifts" for IsNtReal and then when the fireworks begin.... literally "make the bank" ?
War is fantastic for the economy but they must finance both sides.

[ame=http://www.youtube.com/watch?v=BOrHJWaPzX0]DN!!!! GW Bush - 'WAR IS GOP'S ECONOMIC STRATEGY' - Oliver Stone n Kirchner Argentina - YouTube[/ame]
 
Hey cons, they are NOT lending.

How are they making the big bucks then?
 

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