Soon the unemployed homeless (drug dealers) will qualify for adjustable rate home loans again! Whoever came up with concept, "homeless," will probably apply! Crow, James Crow: Shaken, Not Stirred! (The U. S. Senate recently passed a non-binding resolution with apologies(?) for the enslavement of African-Americans. The other slaves were not included: Speaking of the Ivy League Educated! They still miss a lot--the missing income tax payers, and missing Weapons of Mass Destruction, and the missing mortgage payments all to boot!) Who Knew?!?