A GOP plan for healthcare.

Discussion in 'Healthcare/Insurance/Govt Healthcare' started by johnrocks, Jul 15, 2009.

  1. johnrocks
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    johnrocks Silver Member

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    Okay,here goes, a plan that incorporates free market solutions while giving millions more excess to affordable health care. It would still be voluntary but,well,you know the saying,you can lead a jackass to water but you can't make him drink. Here are my ideas that cover free market solutions.

    1. Repeal the HMO Act of 1973 which requires all but the smallest employers to offer their employees HMO coverage, and the tax code allows businesses, but not individuals, to deduct the cost of health insurance premiums. The result is the insane coupling of employment and health insurance, which often leaves the unemployed without needed catastrophic coverage.

    2. Repeal the ERISA Act of 1974 which is a federal law that sets minimum standards for retirement and health benefit plans in private industry. This attracted special interests to insert things from wet nurses to maternity in group plans,these minimal standards have raised costs and took away our freedom to choose the coverage we want as individuals.

    3. Introduce legislation that gives tax credits for individuals to buy their own insurance,be it comprehensive or high deductible catastrophic or Medical Savings Accounts.

    4. Introduce legislation that gives tax credits for "negative outcomes" insurance that people can purchase prior to an operation that would remove costly litigation yet preserve trial by jury we hold so dear in this country,it could drive down liability costs and the consumer would be able to set the value they want on their property which is their body.

    5. Introduce Tax Credits for people who take a large amount of prescription medicine,this could help those in need without creating bureaucracy such as Medicare Part "D". We could also do this for people who take care of their parents or children to relieve burdens.

    6. Remove any limitations on Medical Savings type accounts. This would expand access,it's the fastest growing market there is and could grow faster without the constraints govt. places on them.

    7. Allow insurance companies to sell nationally and allow all insurance companies to participate, Mutual Companies,non profits,Property and Casualty,you name it,open up the competition.

    8. Give huge tax credits to companies wanting to open Doc in a Box type clinics in towns,in the Wal Marts,Wal Greens and Targets nation wide. This would releive pressure on ER rooms, a lot of times a child may get sick late at night and the only place to go is ER,this could alleviate that since these type places are open at night and on weekends.

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  2. Oddball
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    Oddball BANNED Supporting Member

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    They're neither that smart, nor in any way commited to repealing stupid laws.

    Nice sentiment, though, especially #7.
     
  3. johnrocks
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    johnrocks Silver Member

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    It is an alternative that doesn't compromise free market principles while working within the current framework,imo anyway.
     
  4. Oddball
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    Oddball BANNED Supporting Member

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    True dat! :)
     
  5. PLYMCO_PILGRIM
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    PLYMCO_PILGRIM Gold Member

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    Not a bad list of suggestions there.
     
  6. johnrocks
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    johnrocks Silver Member

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    Thanks!:cool:
     
  7. Centrism'sVoice
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    Centrism'sVoice Seceded from USMB

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    You don't say anything about indigent care: some people are broker than broke and literally can't buy any kind of insurance. Also, you don't say anything about Medicare or Medicaid. Other than that, many of your suggestions could work well, depending on the fine print.
     
  8. editec
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    editec Mr. Forgot-it-All

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    How do tax credits help those who pay no taxes to pay for health insurance which would cost them more than they actually make?
     
  9. johnrocks
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    johnrocks Silver Member

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    This isn't a "cure all", the poor already have health care through Medicare,this new plan being touted n Congress isn't going to abolish that monstrosity.
     
  10. Oddball
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    Oddball BANNED Supporting Member

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    With cafeteria style coverage being a national field of commerce, the prices for insurance would drop like a rock.
     

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