$42 a month

[uscitizen]

I checked out some around $100/mo ins a couple of years ago.

$5,000 annual deductable.
No Dr office visit coverage
No presc coverage
80% coverage on hospitals, surgery, etc after you pay 5,000 deductable.

 

[American Horse]

I checked out some around $100/mo ins a couple of years ago.

$5,000 annual deductable.
No Dr office visit coverage
No presc coverage
80% coverage on hospitals, surgery, etc after you pay 5,000 deductable.

I found one like that and posted it earlier with a $33/mo premium, but I also found one by the same company (under your $100 threshold) for $81/mo, 2,500 deductible, with maximum annual out of pocket (MOOP) of $3,000, all 10% co-pays for office visits and all medical services, but those co-pays required only BEFORE the $2,500 deductible is met. No primary Care Physician is required to see a specialist. In this $81/mo policy there is prescription drug coverage with all generic drugs with a $10 co-pay and brand name drugs with a $50 co-pay; these co-pays stay after the deductible is met.

This shows a huge difference in available coverage for the relatively small difference in price of $48.00/mo.
In the above example the $2,500 deductible IS included in the $3,000 max out of pocket, rather than NOT allowing the deductibe as a part of it which in reality would make the MOOP $4,500. This is important because it shows the real need to shop.
Doing so can make a world of difference in the bang for the buck.

 

[editec]

I checked out some around $100/mo ins a couple of years ago.

$5,000 annual deductable.
No Dr office visit coverage
No presc coverage
80% coverage on hospitals, surgery, etc after you pay 5,000 deductable.

Possibly true a few years ago...if you're young enough.

Basically you're not really insured for much of anything, but it is a kind of insurance, I suppose.

Few of us would qualify for such a plan, of course.

 

[American Horse]

I checked out some around $100/mo ins a couple of years ago.

$5,000 annual deductable.
No Dr office visit coverage
No presc coverage
80% coverage on hospitals, surgery, etc after you pay 5,000 deductable.

Possibly true a few years ago...if you're young enough.

Basically you're not really insured for much of anything, but it is a kind of insurance, I suppose.

Few of us would qualify for such a plan, of course.

Those about 20 years old. It's for those who think they are invunerable but some catastrophy might befall them, like an accident in an automoble and the like, or some illness that would have huge costs. It's jus a "hospitalization policy" for about a buck a day and still currently available even at that low price. (of $33 per month)

I have a feeling that this policy appeals to those who just want to grab onto something without doing any shopping because for just another $48 they can get close to total coverage as I pointed out in the post before yours.

On a personal note almost nothing is available in the state of Maine, except from one company, and the regulations and mandates so extensive that only the biggest insurance company can survive there.

In other markets, even a small state like the state of Indiana can give birth to new insurance companies to compete with good products that serve the market's needs for a good price.

 

[Oddball]

I checked out some around $100/mo ins a couple of years ago.

$5,000 annual deductable.
No Dr office visit coverage
No presc coverage
80% coverage on hospitals, surgery, etc after you pay 5,000 deductable.

Perish the thought that someone receiving a service even partially pay for it!

 

[Polk]

I read elsewhere here that it would cost $42 a month for a single person to get health insurance.

That is less than a quarter of what I pay for a family of four with no dental, eye, or prescription coverage.

And I'm expected to be sympathetic.

Well, guess what? I'm not.

That sounds really low. My employer contributes the vast majority of the cost of my policy, and I still pay 44 a month.

 

[Polk]

No way 42 per month. I need to see the ad. It is either a scam or a political faker. The cheapest I have seen for individual insurance was 20 years ago, and that was $150, and that was before a bunch of goofy mandates jacked the price way up.

Exactly.............EXCEPT FOR THOSE PEOPLE in D.C. Didn't I read somewhere that those 'evil politicians' can have top of the line coverage for about $500/year, $41.66/mo,! And then they exempt themselves from being tossed in the 'slaughter house health care plan' that is law now, and will manifest into who knows what along with increased costs far from the initial costs already in the trillions. That's got to be where the so called $42/mo came from.

They are SCREWING us folks, and we will LOVE IT or else, Obama and his goons say so, in so many words.

. Why, if the Health care BILL is so good for US, is it NOT GOOD ENOUGH FOR THEM?

The bill specifically states member of Congress can only have policies "created under this Act (or an amendment made by this Act); or offered through an Exchange established under this Act (or an amendment made by this Act)."

 

[Meister]

No way 42 per month. I need to see the ad. It is either a scam or a political faker. The cheapest I have seen for individual insurance was 20 years ago, and that was $150, and that was before a bunch of goofy mandates jacked the price way up.

Exactly.............EXCEPT FOR THOSE PEOPLE in D.C. Didn't I read somewhere that those 'evil politicians' can have top of the line coverage for about $500/year, $41.66/mo,! And then they exempt themselves from being tossed in the 'slaughter house health care plan' that is law now, and will manifest into who knows what along with increased costs far from the initial costs already in the trillions. That's got to be where the so called $42/mo came from.

They are SCREWING us folks, and we will LOVE IT or else, Obama and his goons say so, in so many words.

. Why, if the Health care BILL is so good for US, is it NOT GOOD ENOUGH FOR THEM?

The bill specifically states member of Congress can only have policies "created under this Act (or an amendment made by this Act); or offered through an Exchange established under this Act (or an amendment made by this Act)."

Would you mind putting that in your own words, Polk? This really sounds like a troublesome lawyer jibberish to confuse people.