26 year old children

[chanel]

Ok - I think we've established that adult children MAY stay on their parent's insurance plan, if need be. However, if a parent does not want to continue paying premiums and deductibles for their grown ass children, can they kick them off? What if they have no money? Will the govt then pay their premiums and deductibles? Will college kids be eligible for govt cheese? Anyone know?

 

[Greenbeard]

However, if a parent does not want to continue paying premiums and deductibles for their grown ass children, can they kick them off?

Of course.

What if they have no money? Will the govt then pay their premiums and deductibles? Will college kids be eligible for govt cheese? Anyone know?

Presumably, they'll do one of two things:

1) Go uninsured, either with a hardship/unaffordability exemption from the mandate or without; or

2) Receive insurance through a state Medicaid program.

 

[WillowTree]

Twenty six year old children. DemonRats are fucking absurb.

 

[Modbert]

Twenty six year old children. DemonRats are fucking absurb.

They're not twenty six year old children. The point is that more and more people are living with their parents, especially with a bad economy. If one does a four year degree program (which can typically take 5 years), one would be 22-23 by the time they got out of college.

Since a bachelor's degree is no longer enough for many programs, they go on to Masters or whatever program. This can last until about 26 or longer. In the future, it would not be a surprise if one's education takes them until 25 or older.

I know my college offers insurance plans for those who do not have insurance. So this just makes it easier for all of those involved.

In many other countries and cultures, it is considered tradition to live with one's parents until marriage. In turn, in those same cultures, the parents live with the children when they become elderly.

 

[Greenbeard]

The same provision is in the Republican repeal-and-replace bill. This is a bipartisan concept.

 

[chanel]

I'm not being partisan greenbeard and I was hoping you'd respond. You are very knowledgeable about this bill. I have govt HC and I know my children will be covered as long as I am employed. However I am getting increasingly frustrated with insurers and doctors who refuse to speak to me because my son is over 18 (yes he has waived HIPAA but they all seem to lose the forms). How soon can parents kick their kids off? They can't be emancipated for college loans, what about HC? I still don't get it.

 

[Greenbeard]

I'm not sure I follow what you're saying. You have an insurance plan through a government job, your son is over 18 but still on your plan, you want him off your plan? What's the problem here?

 

[cad]

Twenty six year old children. DemonRats are fucking absurb.

They're not twenty six year old children. The point is that more and more people are living with their parents, especially with a bad economy. If one does a four year degree program (which can typically take 5 years), one would be 22-23 by the time they got out of college.

Since a bachelor's degree is no longer enough for many programs, they go on to Masters or whatever program. This can last until about 26 or longer. In the future, it would not be a surprise if one's education takes them until 25 or older.

I know my college offers insurance plans for those who do not have insurance. So this just makes it easier for all of those involved.

In many other countries and cultures, it is considered tradition to live with one's parents until marriage. In turn, in those same cultures, the parents live with the children when they become elderly.

in some countries its considered tradition to stone a woman who is accused of committing adultery.

it would be a sad day when the average education takes someone to 25 or older.

 

[Modbert]

in some countries its considered tradition to stone a woman who is accused of committing adultery.

it would be a sad day when the average education takes someone to 25 or older.

Do you consider it backwards for kids to live with their parents until they're married? Or for kids to take care of their parents when they're elderly? I don't see how you can equate taking care of your parent in their twilight years and stoning a woman who committed adultery.

I'm not sure why you would consider it sad for average education to take until 25. I think it would be frustrating, but getting a Masters or MBA or whatever you need isn't necessarily a bad thing.

 

[WillowTree]

Twenty six year old children. DemonRats are fucking absurb.

They're not twenty six year old children. The point is that more and more people are living with their parents, especially with a bad economy. If one does a four year degree program (which can typically take 5 years), one would be 22-23 by the time they got out of college.

Since a bachelor's degree is no longer enough for many programs, they go on to Masters or whatever program. This can last until about 26 or longer. In the future, it would not be a surprise if one's education takes them until 25 or older.

I know my college offers insurance plans for those who do not have insurance. So this just makes it easier for all of those involved.

In many other countries and cultures, it is considered tradition to live with one's parents until marriage. In turn, in those same cultures, the parents live with the children when they become elderly.

Twenty six year OLD CHILDREN dependent on mummy and daada. fucking absurb.

 

[jillian]

However, if a parent does not want to continue paying premiums and deductibles for their grown ass children, can they kick them off?

Of course.

What if they have no money? Will the govt then pay their premiums and deductibles? Will college kids be eligible for govt cheese? Anyone know?

Presumably, they'll do one of two things:

1) Go uninsured, either with a hardship/unaffordability exemption from the mandate or without; or

2) Receive insurance through a state Medicaid program.

is she insane?

just wondering.

 

[WillowTree]

in some countries its considered tradition to stone a woman who is accused of committing adultery.

it would be a sad day when the average education takes someone to 25 or older.

Do you consider it backwards for kids to live with their parents until they're married? Or for kids to take care of their parents when they're elderly? I don't see how you can equate taking care of your parent in their twilight years and stoning a woman who committed adultery.

I'm not sure why you would consider it sad for average education to take until 25. I think it would be frustrating, but getting a Masters or MBA or whatever you need isn't necessarily a bad thing.

MOST GROWNups get off mom's teat after their basic four years. If they desire a Master's they use their brains and yes,, suffer a little bit and earn it.. that is if they aren't 26 year old children that is.

 

[WillowTree]

what all this means of course is the insurance rates are going up for all of us so we can pay for these children to sit on their azzes in the basement. Next thing ya know the age will be 32, then 40,

 

[Modbert]

Twenty six year OLD CHILDREN dependent on mummy and daada. fucking absurb.

So what happens Willow? Kid turns 18, "okay, get out"?

 

[Modbert]

MOST GROWNups get off mom's teat after their basic four years. If they desire a Master's they use their brains and yes,, suffer a little bit and earn it.. that is if they aren't 26 year old children that is.

Who says they aren't? All this is that they're on their parents plan. It assumes nothing else.

Also, nobody is forcing these parents to keep their kids on their plan.

 

[Big Black Dog]

When I turned 18, my Dad congratulated me. I was all finished up with school and he escorted me down to the Navy recruiter and stood by as I got all hooked up with Uncle Sam's canoe club. It was time to be on my own and I gladly left the nest. My parents had done their job. The rest of my life depended on ME. I don't think I've done so bad for a kid that was born naked.

 

[chanel]

I am not insane Jillian and Modbert has a point. We have agreed to pay for our children's education - as long as it takes. However, they cannot qualify for govt assistance because of OUR income. Will they be able to qualify for govt insurance - despite their parents' plan? That should not be a difficult question. Modbert says his school has insurance. Will this be different under Obamacare?

 

[WillowTree]

Twenty six year OLD CHILDREN dependent on mummy and daada. fucking absurb.

So what happens Willow? Kid turns 18, "okay, get out"?

Did you miss the part of the "basic four years" see?? just goes to show you your parents are pissing their money away. you can't even read and comprehend.

 

[WillowTree]

MOST GROWNups get off mom's teat after their basic four years. If they desire a Master's they use their brains and yes,, suffer a little bit and earn it.. that is if they aren't 26 year old children that is.

Who says they aren't? All this is that they're on their parents plan. It assumes nothing else.

Also, nobody is forcing these parents to keep their kids on their plan.

26 year old kids.. If you aren't going to be an adult til age 27 then we should perhaps raise the voting age.

 

[Modbert]

Modbert says his school has insurance. Will this be different under Obamacare?

I don't think so. "Obamacare" is already law. Every fall semester, the college automatically enrolls you into their health care plan. You have to a certain date to waive out of the plan. I did so the day I got my bill in the mail.

It costs $644 a semester, so $1,288 a school year.

Take note that to qualify you need to be a full-time student and taking at least 12 credits for that semester. There is a different plan for part-time students.