I have traveled the country and in all regions have noted the horrible mess the country is in. I have talked to assembled people and looked at all the financial problem that exist all across this country. New England with its core culture of frugality and circumspection appears to be the best off of the regions of this country. I am proud of those people as there is a positive attitude and strong morality in that land. The rest of the country appears to be in serious trouble. Real Estate is still collapsing in value. Commercial Real Estate investment is seeing the most damage from the Southeast to the West Coast. From Coast to Coast the banks in these areas were heavily invested in the commercial building boom that we had in the late 90's to the 2007 time period. The banks holding those loans are going to have to declare bankruptcy. It is either that or the Federal Government is going to have to come up with a Trillion dollars to help them weather the economic storm that is coming. I don't have hard numbers, but this much I can assure you, there are empty building all over the country, and they are not generating revenue but are still generating increasing expenses as they sit idle. We should see all hell start to break lose in the coming weeks. The small banks just can't hold on any longer. They can deed their interest in the properties over to the city and county governments in lieu of back taxes, but then the city and county governments do not want the properties because they are just a money drain on already financially strapped government. What is the solution?