I think I just heard that health insurance premiums are "once again surging and the national average for a family of 4 is going up to $15,000 per year". That's supposed to include both employer & employee contributions, and it's just the premiums - nothing out of pocket. How can that possibly be the average? I suppose that since me & my average family of 2 currently spend $7,300 per year in precious healthcare dollars, whether we see a doctor or not, the guaranteed expenditures of precious healthcare dollars for a clan of 4 being expected to go up to $15,000 is not the bombshell that the headline suggests. How many of you little bastards are unlucky enough to need to spend $15,000 per year on healthcare? I certainly haven't come close to being anything but food for my private health care bureaucracy, and $7,300 is more than a pint or two. Mosquitoes are annoying but vampires gotta be eliminated. Who thought up the stupid rule that health insurance should be an 'Employment Benefit' that you can opt to pay for? Would it make sense to tie my auto insurance or my property insurance to my job? Chumps. Every fucking one of us. Now, put this in your tax-paying pipe and smoke it: Most of us willingly let these blood-suckers tap us our entire working lives "just in case" and then laugh as they dump us on the backs of our tax-paying kids via Medicare just when some claims and visits to the Doc are starting to happen at age 65. Chump? Slave?