Indeependent

It is!
How sad that such looniness actually exists.

Honestly, you don’t have to thank me.
You’re doing great being forthright and that’s more than enough for me to retain my sanity amongst these people and their delusions.

A major problem is people won't read economic history to see what works. Engineering history is another big problem area. In the OT and NT God's word says don't borrow. Did you know that there are REITs that specialize in church and synagogue mortgages? Willful ignorance drives me up a wall.