Health insurance claims for leisure activitity accident's.

Perhaps not even extreme sports accidents - (ie: Skate boards, snow boards, ski accidents 'water and snow', trampoline injuries, bungee jumping, skydiving, private pilots, off roading vehicles, etc.) .....

... just everyday 'stupid' accidents that happen to adults and teenagers.

Is it covered?

Should it be covered?

Hell Yes! It should be covered. It is my health insurance, I pay for it, it should cover all 'accidents'!

Hell no! - it should NOT be covered.

What do you think?